Membership Plan: Intro
Risk Factor: Moderate+
Allocation: SPY (60%), AAPL (40%)
SPY+ includes a 60% allocation to the SPY ETF (an index of the S&P 500 stocks) and a 40% allocation to APPLE. The minimum recommended invest in SPY+ is $850.00.
SPY+ has beaten a buy and hold strategy of the S&P500 by 3.6% per year over the last 14 years. It has averaged 12.6% returns vs 9% for the S&P 500 over that period.
It did not beat the market 7 of those 14 years, but cumulatively it outperformed.
Smart investors know to let professional risk management probabilities play out in their favor over time (5-15 years). Those who jump ship after one or two down years often lose.
This is considered a moderately aggressive portfolio.